Smart financial decisions start with knowing exactly what you’re getting

The Smart Start Rewards Visa® credit card features:

• Rates as low as 8.99% APR¹
• Rewards points
• Automatic credit line increases
• On time payment awards*
• One-time late payment forgiveness**
• Payments via Apple Pay®, Google Pay, and Samsung Pay®
• Lock/unlock a lost or stolen cards via online and mobile banking/app
• FICO® Score
• A low rate***
• Ability to customize your card with a picture for free

Why choose the Smart Start Rewards Visa credit card:

• No annual fee • No balance transfer fees • No cash advance fees
• 28-day grace period
• Earn one CURewards point for each dollar spent^†
• Redeem points for cash, travel, merchandise, gift cards, and more
• Fraud protection via Zero Liability
• Cell Phone Protection^††
• Visa Checkout

Eligibility requirements for the Smart Start Rewards Visa credit card:

• Must be between the ages of 18 and 26
• Able to make payments on your own
• Proof of income or qualified co-signer is required for those under 21 years of age

Make purchases, pay bills, and be prepared for emergencies. A Smart Start Rewards Visa credit card is designed to help young adults build good credit while learning to use it responsibly.

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¹APR = Annual Percentage Rate. APR and credit card approval depend on creditworthiness and other qualifications. Rates, terms, and conditions are subject to change without notice. Click here for full disclosures. Business accounts are not eligible. International Service Assessment (Foreign Transaction Fee) is 2%
*$10 will be deposited into the savings account for the first five consecutive on time payments. 7,700 CURewards points will be awarded for the sixth on time payment within 45 days. **Late payment forgiveness will be made one time only. ***Rates and credit card approval depends on creditworthiness and other qualifications. Rates, terms, and conditions are subject to change without notice.
^††Click here for Rewards benefits disclosure