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Low monthly payments leading to full ownership of your vehicle

At TruMark Financial, low-rate auto loans are available for cars, light trucks, vans, and sport-utility vehicles. Enjoy the satisfaction of knowing you’re financing at one of the lowest rates, with no payments for up to 60 days with a TruMark Financial auto loan.

Additional benefits include:

Rates as low as 6.59% APR*
No payments for up to 60 days**
Low-cost GAP is available – pay only $395
Free auto loan pre-approvals, so you know what you can afford before you go car shopping
Financing for boats, motorcycles, and RVs also available

Ways to manage your auto loan:

Payment Options

Mobile Banking

Online Banking

Start Shopping

Rates

Calculator

Auto Drafts

Additional Services

Insurance

FAQs

TruMark Financial’s Car Buying Service powered by TrueCar^®

Finding a new or used car is simple with TruMark Financial’s Car Buying Service powered by TrueCar.

See what others paid for the car you want
Get a member guaranteed savings certificate that could save you thousands off MSRP^***
Save time and money when you work with a program certified dealer
And more

Find a NEW Car

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Find a USED Car

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New Auto

as low as

6.59

APR*

Used Auto

as low as

6.94

APR*

Auto Loan Rates

Account

APR As Low As¹

Term

Calculate Your Payments

New Auto – 2023 – 2024

Account

New Auto – 2023 – 2024

APR As Low As¹

6.59%

Term

12 – 59 Months

Calculate Your Payments

New Auto – 2023 – 2024

Account

New Auto – 2023 – 2024

APR As Low As¹

6.59%

Term

60 – 71 Months

Calculate Your Payments

New Auto – 2023 – 2024

Account

New Auto – 2023 – 2024

APR As Low As¹

6.69%

Term

72 – 83 Months

Calculate Your Payments

New Auto – 2023 – 2024

Account

New Auto – 2023 – 2024

APR As Low As¹

7.19%

Term

84 Months

Calculate Your Payments

Used Auto – 2022 – 2023

Account

Used Auto – 2022 – 2023

APR As Low As¹

6.94%

Term

12 – 59 Months

Calculate Your Payments

Used Auto – 2022 – 2023

Account

Used Auto – 2022 – 2023

APR As Low As¹

7.09%

Term

60 – 71 Months

Calculate Your Payments

Used Auto – 2022 – 2023

Account

Used Auto – 2022 – 2023

APR As Low As¹

7.19%

Term

72 – 83 Months

Calculate Your Payments

Used Auto – 2022 – 2023

Account

Used Auto – 2022 – 2023

APR As Low As¹

7.19%

Term

84 Months

Calculate Your Payments

Used Auto – 2020 – 2021

Account

Used Auto – 2020 – 2021

APR As Low As¹

7.09%

Term

12 – 59 Months

Calculate Your Payments

Used Auto – 2020 – 2021*

Account

Used Auto – 2020 – 2021*

APR As Low As¹

7.19%

Term

60 – 72 Months

Calculate Your Payments

Used Auto – 2016 – 2019*

Account

Used Auto – 2016 – 2019*

APR As Low As¹

7.64%

Term

12 – 72 Months

Calculate Your Payments

Used Auto – 2015 and older**

Account

Used Auto – 2015 and older**

APR As Low As¹

8.44%

Term

12 – 60 Months

Calculate Your Payments

Boat²

Account

Boat²

APR As Low As¹

7.74%

Term

12 – 84 Months

Calculate Your Payments

RV²

Account

RV²

APR As Low As¹

7.49%

Term

12 – 120 Months

Calculate Your Payments

Motorcycle²

Account

Motorcycle²

APR As Low As¹

6.99%

Term

12 – 72 Months

Calculate Your Payments

*Maximum term 2016-2017 used auto loans is 60 months and mileage cannot exceed 100,000. Maximum term 2018-2019 used auto loan is 72 months and mileage cannot exceed 100,000.

**Maximum term for 2015 and older used auto loans is 60 months and mileage cannot exceed 100,000. All commercial vehicles or vehicles used for commercial purposes must be directed to the Commercial Lending Department. We may determine a vehicle to be commercial or otherwise ineligible based on the model and/or information provided to us.

¹Annual Percentage Rates (APRs) is subject to change without notice. Actual APR depends on applicant’s creditworthiness. Other loan plans, rates, and terms may be available. Older vehicle years/terms and rates also may be available.

²Up to 90% financing of the NADA book value. TruMark Financial offers up to 130% financing of the Bill of Sale purchase price including tax, title, tag, and any loan balance on your trade-in for its new auto loans and 130% financing of the NADA average retail price including tax, title, and tag for its used auto loans. Call 1-877-TRUMARK for further details. Equal Opportunity Lender.

Auto drafts

Before you visit a dealer, contact TruMark Financial for an auto draft. If you qualify, TruMark Financial will give you a cashier’s check up to your pre-approval amount.^† When you visit a dealer with a check in-hand, you’ll be in a better position to negotiate.

^†Subject to credit approval. Only available in Pennsylvania and New Jersey. Other restrictions may apply.

Additional services^††

Guaranteed Asset Protection (GAP) – TruMark Financial GAP is available for $395, which can be rolled into your monthly payment and paid over time (interest will accrue on this amount). If your car is stolen or totaled in an accident, GAP covers the difference between what your insurance company pays and the outstanding balance on your loan. If your vehicle is a total loss, you are also eligible for up to $1,000 towards your insurance deductible and $2,500 toward the down payment of a new vehicle, if financed through TruMark Financial.
Loan payment protection – helps you and your family in the event of member loss of life, disability, and involuntary unemployment

^††GAP, loan payment protection products, life insurance, and accidental death & dismemberment insurance are offered through CUNA Mutual Group. Products offered through CUNA Mutual Group are not NCUA/NCUSIF or otherwise federally insured. These products are not guarantees or obligations of the credit union. TruMark Financial Credit Union has contracted with CUNA Mutual Group to make insurance products and services available to credit union members. All representatives are registered through CUNA Mutual Group. A decision to purchase insurance coverage does not affect the cost or availability of any extension of credit. GAP coverage is limited to 125% of the NADA value of the vehicle. TruStage^® Auto and Home Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union. All trademarks are property of their respective owners.

Auto insurance^†††

Click here, for a free no obligation quote on auto insurance.

^†††GAP insurance, loan payment protection products, life insurance, and accidental death & dismemberment insurance are offered through CUNA Mutual Group. Products offered through CUNA Mutual Group are not NCUA/NCUSIF or otherwise federally insured. These products are not guarantees or obligations of the credit union. TruMark Financial Credit Union has contracted with CUNA Mutual Group to make insurance products and services available to credit union members. All representatives are registered through CUNA Mutual Group. A decision to purchase insurance coverage does not affect the cost or availability of any extension of credit. GAP insurance coverage is limited to 125% of the NADA value of the vehicle. TruStage^® Auto and Home Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union. All trademarks are property of their respective owners.

Can I apply for a TruMark Financial auto loan if I haven’t found the vehicle I want yet?

Can I refinance an existing auto loan from elsewhere with TruMark Financial?

*Annual Percentage Rate (APR) is accurate as of 9/14/23 and subject to change. For a 59-month new vehicle loan and depending on applicant’s creditworthiness, the APR may be as low as 6.59% or as high as 9.44%. The repayment amount for a 6.29% APR auto loan would be $19.61 per $1,000 for 60 months. Other rates and terms may be available.

**Qualifying members may elect to defer their first payment up to 60 days from their initial loan date (not the first payment due date). During the deferral period, interest will accrue and may extend the original term of the loan. Payments can be made during the 60 day deferral period. 60 day deferral offer does not apply to refinancing loans currently with TruMark Financial or indirect lending relationships. Other restrictions may apply. Loans subject to approval.

***Between 1/1/21 and 12/31/21, the average savings off MSRP experienced by consumers who connected with a TrueCar Certified Dealer through a TrueCar-powered auto buying program and who were identified as buying a new vehicle from that Certified Dealer was $1,824. Your actual savings may vary based on multiple factors, including the vehicle you select, region, dealer, and applicable vehicle-specific manufacturer incentives, which are subject to change. The MSRP is determined by the manufacturer and may not reflect the price at which vehicles are generally sold in the dealer’s trade area, as many vehicles are sold below MSRP. Each dealer sets its own pricing.

All commercial vehicles or vehicles used for commercial purposes must be directed to the Commercial Lending Department. We may determine a vehicle to be commercial or otherwise ineligible based on the model and/or information provided to us.

Apply for a TruMark Financial loan today

At TruMark Financial, enjoy competitively low-rate loans for all of your financial needs. Apply now and be approved within minutes.

Apply online

Low monthly payments leading to full ownership of your vehicle

Ways to manage your auto loan:

TruMark Financial’s Car Buying Service powered by TrueCar^®

Auto Loan Rates

Auto drafts

Additional services^††

Auto insurance^†††

Can I apply for a TruMark Financial auto loan if I haven’t found the vehicle I want yet?

Can I refinance an existing auto loan from elsewhere with TruMark Financial?

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Low monthly payments leading to full ownership of your vehicle

Ways to manage your auto loan:

TruMark Financial’s Car Buying Service powered by TrueCar®

Auto Loan Rates

Auto drafts

Additional services††

Auto insurance†††

Can I apply for a TruMark Financial auto loan if I haven’t found the vehicle I want yet?

Can I refinance an existing auto loan from elsewhere with TruMark Financial?

Your computer's version of Internet Explorer (IE) web browser is no longer supported by TruMark Financial Credit Union

Google Chrome

Mozilla Firefox

Microsoft Edge

Need help?

TruMark Financial’s Car Buying Service powered by TrueCar^®

Additional services^††

Auto insurance^†††