TruMark Financial offers a variety of credit card options to meet your needs
Consolidating high-interest debt has never been easier—or more rewarding! For a limited time, you can transfer your high interest credit card balances held elsewhere and enjoy zero interest until 2026 with a TruMark Financial Visa® credit card.
All TruMark Financial Visa® credit cards feature:
- 0% APR* on balance transfers made by March 31, 2025, for 12 months
- No annual fee
- Account management via mobile app
- Fraud protection via Visa’s Zero Liability
- ID Navigator by NortonLifeLock
Whether you’re interested in earning rewards, cash back, or simply prefer a low rate for everyday purchases, you can choose the card that best fits your financial needs
Rewards Visa® credit card
The Rewards Visa® credit card offers rates as low as 13.24% APR** with no annual fee. For every dollar you spend, you’ll earn one CURewards point which can be redeemed for great merchandise, gift cards from some of your favorite stores, travel gift cards, or cash.
Cash Back Visa® credit card
The Cash Back Visa® credit card offers 1.50% cash back on every purchase1 with no annual fee, making it a valuable and cost-effective choice for everyday spending.
Classic Visa® credit card
The Classic Visa® credit card offers rates as low as 10.24% APR** with no annual fee, providing a simple and affordable option for your spending needs.
Smart Start Rewards Visa® credit card
The Smart Start Rewards Visa® credit card is designed to help you build good credit while earning valuable rewards. With rates as low as 13.24% APR** and no annual fee, it’s an ideal choice for managing your spending. For every dollar you spend, you’ll earn 1 CURewards point, which you can redeem for merchandise, retail and travel gift cards, or cash. Plus, enjoy on-time payment awards2 to help you build a strong credit history. And, if life happens, we offer one-time late payment forgiveness3, giving you a bit more flexibility when you need it.
Transferring your balance is easy, simply follow these steps:
- Sign in to online banking to access your TruMark Financial Visa® credit card
- Go to the menu and select “Transfers & Payments” and then choose “Credit Card Cash Advance/Balance Transfer“
- Select the TruMark Financial Visa credit card you want to use and choose “Balance Transfer“.
- Enter the details for the financial institution that you are transferring the balances from
- Please note: Cash advances are not eligible for the 0% promotional APR.
*Annual Percentage Rate (APR) is a variable rate and is accurate as of 1/2/25. Credit card approval depends on creditworthiness and other qualifications. 0% promotional APR on balance transfers for the first 12 months from date of first transfer for transfers under this offer that post to your credit card by March 31, 2025. Balance transfer fee of 3% applies to balances transferred during the promotional period. After the promotional period, standard rates and fees apply. After the promotional period, a variable APR of 10.24% – 18% based on your creditworthiness and other factors applies. Rates, terms, and conditions are subject to change without notice. All loans subject to approval. New credit card applications must be received between 1/2/2025 to 2/28/25. Balances must be transferred by 3/31/25. Balances can not be transferred from an existing TruMark Financial credit card. Federally insured by NCUA. Equal Opportunity Lender.
**Annual Percentage Rate (APR) is a variable rate. APR and credit card approval depend on creditworthiness and other qualifications. Rates, terms, and conditions are subject to change without notice. All loans subject to approval. Business accounts are not eligible. The maximum combined credit limit for all unsecured credit with TruMark Financial is $35,000. Other loan plans, better rates, and terms may be available. Click here for full disclosures
1Click here for Cash Back Rebate Terms and Conditions
2$10 will be deposited into the savings account for the first five consecutive on time payments. 7,700 CURewards points will be awarded for the sixth on time payment within 45 days.
3Late payment forgiveness will be made one time only.