TruMark Financial is committed to empowering our community with the knowledge and tools needed to build a secure financial future. This Financial Education Month, we’re challenging you to develop smarter money habits, make informed decisions, and set realistic financial goals.
- Budgeting with Money Management
Managing your money effectively starts with having the right tools at your fingertips. TruMark Financial’s online banking platform offers Money Management, an all-in-one financial tool designed to help you track, plan, and optimize your financial health.
Simplify your finances in one place
Once registered under Additional Services in your online banking login, you’ll have the option to connect and monitor all your financial accounts—including credit cards, checking and savings accounts, investments, mortgages, and student loans, making it easier to see where your money is going and how to improve your financial habits.
Track spending trends and set budgets
Understanding your daily and monthly spending habits is key to maintaining control over your finances. With Money Management, you can categorize expenses, analyze trends, and set customized budgets to stay on track.
Review your financial net worth
Gain a clear picture of your overall financial health by reviewing your net worth—calculated by comparing your assets (savings, investments, and property) against your liabilities (loans, credit card balances, and debts).
With Money Management, you’ll have the insights and tools to build better financial habits, stay on top of your expenses, and confidently work toward a brighter financial future!
- Build and strengthen your credit with SavvyMoney®
Your credit score plays a crucial role in your financial well-being, affecting everything from loan approvals to interest rates. With SavvyMoney®, TruMark Financial provides you with the tools you need to take control of your credit—helping you make informed decisions, improve your score, and unlock better borrowing opportunities.
Free access to your credit score*
Get daily access to your full credit report and credit monitoring – without impacting your score.
Debt consolidation assistance
Looking to reduce interest costs? SavvyMoney® provides tailored loan and credit card offers that may help you save money and pay down debt faster.
Score simulator
See how actions like paying off debt, opening a new credit line, or increasing your credit limit could affect your score.
Better credit means better opportunities
A stronger credit score means access to better loan rates, lower interest costs, and greater borrowing power when you need it most. With SavvyMoney®, you’ll have the insights and resources to make smart financial choices and take charge of your credit future.
- Smarter ways to save with TruMark Financial Club Accounts
Building healthy savings habits starts with the right tools, and TruMark Financial’s Club Accounts make it easier than ever to set money aside for your goals. Whether you’re saving for a dream vacation, planning ahead for the holidays, or working toward a long-term milestone like homeownership, these specialized accounts can help you stay on track.
Split direct deposit
Make saving automatic with direct deposit—set up your paycheck to go directly into your Club Account, so you can grow your savings without even thinking about it. With split direct deposit, you can divide your pay among multiple accounts, ensuring you’re consistently working toward your financial goals.
Automate your savings
Effortlessly save each payday by setting up direct deposit into your TruMark Financial accounts. Use your 13-digit MICR number** along with TruMark Financial’s ABA/routing number: 236084243 to ensure your funds are securely and conveniently deposited into your chosen share account.
Emergency fund
Life is full of unexpected twists and having a financial safety net is crucial. Aim to have three to six months’ worth of living expenses set aside in an emergency fund to cover unforeseen costs like medical bills, car repairs, or job transitions. By regularly contributing to your emergency savings, you can gain peace of mind knowing you’re prepared for whatever comes your way.
Reduce spending temptation
If seeing your account balance tempts you to spend, try hiding select accounts from view on TruMark Financial’s online banking platform and mobile app. This simple trick keeps your savings tucked away, reducing impulse spending and helping you stay committed to your savings goals.
- Online: Click the settings icon next to “Accounts” on the main screen. From there, you can reorganize, rename, and hide accounts from view.
- Mobile: Tap the settings gear in the top-right corner of the app, navigate to Account Preferences, and click Edit. From there, you can customize how your accounts are displayed.
Let’s build your financial future together!
Have questions? Contact TruMark Financial’s Member Service Center at 1-877-TRUMARK or visit your local branch today.
*The score provided through SavvyMoney® is based on the VantageScore 3.0 model, which uses data from TransUnion, Equifax, and Experian to give you a well-rounded view of your credit health. While it may differ slightly from your FICO® Score, it serves as a valuable tool for understanding and improving your credit profile.
**Your checking account number is different from your member number. The share account number can be found in online/mobile banking. Download a direct deposit form here.
