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    • Young female mentor leader coach teaching employees
      Fuel your business with TruMark Financial
      Business loan options that provide the savings, convenience, and security you need for your business to thrive.
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    • Latest news from LPL Financial. Click here to view.

      Schedule a complimentary phone consultation
      TruMark Financial Investor Services will work with you to design an individualized investment strategy and create a comprehensive financial plan based on your personal circumstances.

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    • Protect your loved ones with TruStage® life insurance options
      TruMark Financial offers life Insurance options to help you prepare for uncertainty by protecting the people you hold closest.
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    • Shot of a barista taking a smartphone payment from a customer at a cafe
      Mobile wallet is a safe, easy way to simplify payments and reduce contact
      Use your TruMark Financial debit and credit cards to pay in-store with Apply Pay, Google Pay, and Samsung Pay right from your phone.
      Learn moreSlideshow Arrow
    • Deposit checks from the comfort of your home
      With mobile deposit via TruMark Financial’s mobile app, deposits are convenient, fast, and secure.
      DetailsSlideshow Arrow
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        • Building Financial Futures
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        • 76ers
        • La Salle University
    • Member banking is better banking®
      Start enjoying membership benefits
      TruMark Financial offers better banking products and genuinely cares about its members. Whether you’re opening your first account, saving for something big, borrowing for something special, or preparing for retirement, TruMark Financial can help.
      Open an account todaySlideshow Arrow
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  • Personal
      • Checking
        • Basic checking
        • Plus checking
        • Premium checking
        • Smart Start checking
        • Debit card
          • CURewards®
          • Customize my card
          • Direct deposit/routing number
          • Mobile wallet
      • Savings
        • Savings
        • Certificates
        • Money market
        • IRAs
        • Other savings accounts
          • Rates
          • Calculators
          • ATM card
          • Direct deposit/routing number
      • Related products
        • Direct deposit/routing number
        • Overdraft privilege
        • Foreign currency
        • International Visa prepaid cards
        • Reloadable Visa prepaid cards
        • Visa gift cards
        • Disclosures
        • Card disputes
      • Credit cards
        • Classic Visa®
        • Rewards Visa
        • Cash Back Signature Visa
        • Smart Start Rewards Visa
        • 76ers Rewards Visa
        • La Salle Rewards Visa
          • Compare credit cards
          • Rates
          • Calculators
          • CURewards
          • FICO® score
          • Customize my card
          • Mobile wallet
          • Pay your credit card
  • Borrow
      • Credit cards
        • Classic Visa®
        • Rewards Visa
        • Cash Back Signature Visa
        • Smart Start Rewards Visa
        • 76ers Rewards Visa
        • La Salle Rewards Visa
          • Compare credit cards
          • Rates
          • Calculators
          • CURewards®
          • FICO® score
          • Customize my card
          • Mobile wallet
          • Pay your credit card
      • Vehicle loans
        • Auto
        • Boat
        • RV
        • Motorcycle
          • TrueCar®
          • Rates
          • Calculators
          • Auto drafts
          • Insurance
          • GAP
          • Mechanical Repair Coverage – MRC
          • Pay your loan
      • Home loans
        • Mortgages
        • Home equity loans
        • Home equity lines of credit
        • HomeAdvantage®
          • Rates
          • Calculators
          • Insurance
          • Pay your loan
      • Convenience line of credit
      • Student loans
      • Personal loans
      • Related products
        • Rates
        • Calculators
        • Loan payment protection
        • Disclosures
        • Pay your loan
  • Business
      • Apply for a business account
      • Business accounts
        • Business checking
        • Business debit card
        • Business money market
        • Government banking
        • Rates
        • Disclosures
      • Business credit cards
        • Business Visa® credit card
      • Business loans
        • Commercial real estate and business loans
        • Disclosures
      • Business services
        • Business cash management
        • Business insurance
        • Business overdraft protection
        • TruMark Financial @ Work
    • Young female mentor leader coach teaching employees
      Fuel your business with TruMark Financial
      Business loan options that provide the savings, convenience, and security you need for your business to thrive.
      Learn moreSlideshow Arrow
  • Invest
      • Investor services
        • Account login
        • Financial planning
        • Retirement planning
        • Guided Wealth Portfolios – digital investing
        • Complimentary consultations
        • Meet our team
      • Investments
        • IRAs
        • Certificates
        • Other personal accounts
      • Related products
        • Resource center
        • Calculators
        • Market overview
        • Flipbooks
    • Latest news from LPL Financial. Click here to view.

      Schedule a complimentary phone consultation
      TruMark Financial Investor Services will work with you to design an individualized investment strategy and create a comprehensive financial plan based on your personal circumstances.

      Schedule an appointment todaySlideshow Arrow

  • Protect
      • Life
        • Whole life insurance
        • Term life insurance
        • AD&D insurance
      • Home
        • Home insurance
        • Renters insurance
        • Title insurance
      • Auto
        • Auto insurance
        • GAP
        • Mechanical Repair Coverage – MRC
      • Additional Coverage
        • Business insurance
        • Loan payment protection
        • Personal liability
    • Protect your loved ones with TruStage® life insurance options
      TruMark Financial offers life Insurance options to help you prepare for uncertainty by protecting the people you hold closest.
      Learn moreSlideshow Arrow
  • Connect
      • Contact
        • Contact us
        • Find a branch
        • Hours
        • Holiday closings
        • ATMs
        • Shared branching
        • Secure message center
      • Access
        • Online banking
        • Mobile banking
        • Text banking
        • Account management by phone
      • Manage
        • TruConnect
        • Bill Payer
        • Mobile deposit
        • Mobile wallet
        • Popmoney
        • Lock/unlock your card
        • Fraud text alerts
        • Account alerts
        • e-Statements
    • Shot of a barista taking a smartphone payment from a customer at a cafe
      Mobile wallet is a safe, easy way to simplify payments and reduce contact
      Use your TruMark Financial debit and credit cards to pay in-store with Apply Pay, Google Pay, and Samsung Pay right from your phone.
      Learn moreSlideshow Arrow
    • Deposit checks from the comfort of your home
      With mobile deposit via TruMark Financial’s mobile app, deposits are convenient, fast, and secure.
      DetailsSlideshow Arrow
  • Our story
      • TruMark Financial
        • Our story
        • Credit union eligibility
        • What’s a credit union
        • Mission and vision
        • Careers
      • Meet us
        • Board of Directors
        • Supervisory Committee
        • Senior team
      • Latest news
        • Blog
        • Press releases
        • Dividend newsletter
        • Annual report
        • Press kit
        • Winners
      • Financial education
        • Financial literacy program
        • Fraud awareness
      • Community involvement
        • TruMark Financial Cares Foundation
        • Building Financial Futures
      • Relationships
        • 76ers
        • La Salle University
    • Member banking is better banking®
      Start enjoying membership benefits
      TruMark Financial offers better banking products and genuinely cares about its members. Whether you’re opening your first account, saving for something big, borrowing for something special, or preparing for retirement, TruMark Financial can help.
      Open an account todaySlideshow Arrow

BETTER checking options
to meet your needs

Open a checking account

Home  >  Personal Banking  >  Personal Accounts  >  Checking

Open a personal checking account today

TruMark Financial offers checking accounts compatible with the way you bank, saving you money and time to do the things that matter most.

All TruMark Financial checking accounts feature:

  • Visa® debit card with rewards
  • e-Statements
  • Online banking
  • Mobile banking and mobile app
  • Customize your card with a picture for free
  • Direct deposit
  • Account Management by Phone

 

Checking Comparisons
Earnings Calculator
Disclosures
FAQs
Basic Checking Plus Checking Premium Checking Smart Start Checking
(Age 26 & Under)
Minimum Balance Requirement & Monthly Maintenance Fee No monthly maintenance fee and no minimum monthly balance requirement No monthly maintenance fee if you keep a:

• $2,500 average checking account balance

OR

• $10,000 average relationship balance (includes deposits and/or consumer loans)

Otherwise, a $10 fee applies

No monthly maintenance fee if you keep a:

• $5,000 average checking account balance

OR

• $25,000 average relationship balance (includes deposits and/or consumer loans)

Otherwise, a $15 fee applies

No monthly maintenance fee and no minimum monthly balance requirement
Minimum Deposit Required to
Open Account
$0 $0 $0 $0
Dividends Paid Monthly N/A 0.05% APY* 0.05% APY* 0.05% APY*
Covering of Overdrafts from another Deposit Account† $10 each 2 free each month, then $10 each 4 free each month, then $10 each 4 free each month, then $10 each
Loan Rate Discount 0.25% APR** 0.25% APR** 0.25% APR** 0.25% APR*
Certificate Rate Bonus N/A N/A 0.05% APY* 0.05% APY*
Specialty Blue Safety Checks (single) First Order Free First Order Free Always Free Always Free
Stop Payment (single or series) $32 $32 $32 $32
Debit Card Free†† Free†† Free†† Free††
Debit Card Rewards Yes Yes Yes Yes
Signature-Based Transactions using Debit Card Free Free Free Free
PIN-Based Transactions using Debit Card Free Free Free Free
TruMark Financial ATMs Free Free Free Free
STARsf, CU$ and non-TruMark Financial ATMs (Withdrawals, Balance Inquiries, & Transfers) $2 each $2 each
(first 5 withdrawals free)
$2 each
(first 10
withdrawals free)
$2 each
(first 5 withdrawals free)
Money Orders $3 each $3 each Free Free
Basic Checking Plus Checking Premium Checking Smart Start Checking
(Age 26 & Under)

Account terms are subject to change at any time. *Annual Percentage Yield (APY) is accurate as of 11/4/2020 and is subject to change. Plus Checking account minimum balance requirement is $2,500. Premium Checking account minimum balance requirement is $5,000. Plus and Premium Checking account dividends are paid only for the days of the month the minimum daily balance requirement is met. Smart Start Checking account dividends are compounded daily on account balances and paid monthly. Fees may reduce earnings.**Annual Percentage Rate (APR) discount requires loan payment via automatic funds transfer from a TruMark Financial Checking account. Checking account must remain open for duration of loan to receive discount.†Per federal regulations, savings account activity is limited to six (6) automatic or pre-authorized transfers or withdrawals per month. ††First card ordered.

Plus Checking interest calculator
Premium Checking interest calculator

  • Basic Checking Account Disclosure
  • Plus Checking Account Disclosure
  • Premium Checking Account Disclosure
  • Smart Start Checking Account Disclosure

Do Apple Pay®, Google Pay, and Samsung Pay® work with my checking account?

Yes. You can add your TruMark Financial debit and credit cards to Apple Pay, Google Pay, and Samsung Pay to make secure purchases in stores, in apps, and on the web. Learn more about how to enroll.

Does TruMark Financial offer mobile check deposits?

Members can deposit checks anytime, anywhere, using TruMark Financial’s mobile app. Simply take a photo using an Android or Apple mobile device and follow the steps to deposit a check. No visit to a branch or ATM is needed.

Are there ATM fees?

Members can make surcharge-free withdrawals at any TruMark Financial ATM or at participating STARsf ATMs. Participating ATMs can be found here.

Can I receive alerts about activity on my account?

Yes, alerts are available to help you manage and monitor account balances, cleared checks, deposits, transfers, and more. To set up alerts, log into online banking and click the “Member Services” tab. Then choose “Alerts” from the menu to set alerts and their delivery methods for one or more accounts. If you are not currently enrolled in online banking, click here to enroll.

Can I open an additional savings, checking, or money market account online?

Yes, simply click here to access TruMark Financial’s online account application to open an additional savings, checking, or money market account.

What is Regulation D?

Click here for more information about Regulation D and why there are limits to the number of transactions you may do from your savings account per month.

Open your TruMark Financial CHECKING ACCOUNT today!

Thank you for choosing TruMark Financial. We welcome anyone who lives, works, worships, goes to school, or volunteers in Bucks, Chester, Delaware, Montgomery and Philadelphia counties to join.

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