BETTER checking options
to meet your needs
TruMark Financial offers checking accounts compatible with the way you bank, saving you money and time to do the things that matter most.
All TruMark Financial checking accounts feature:
| Basic Checking | Plus Checking | Premium Checking | Smart Start Checking (Age 26 & Under) |
|
|---|---|---|---|---|
| Minimum Balance Requirement & Monthly Maintenance Fee | No monthly maintenance fee and no minimum monthly balance requirement | No monthly maintenance fee if you keep a:
• $2,500 average checking account balance OR • $10,000 average relationship balance (includes deposits and/or consumer loans) Otherwise, a $10 fee applies |
No monthly maintenance fee if you keep a:
• $5,000 average checking account balance OR • $25,000 average relationship balance (includes deposits and/or consumer loans) Otherwise, a $15 fee applies |
No monthly maintenance fee and no minimum monthly balance requirement |
| Minimum Deposit Required to Open Account |
$0 | $0 | $0 | $0 |
| Dividends Paid Monthly | N/A | 0.05% APY* | 0.05% APY* | 0.05% APY* |
| Covering of Overdrafts from another Deposit Account† | $10 each | 2 free each month, then $10 each | 4 free each month, then $10 each | 4 free each month, then $10 each |
| Loan Rate Discount | 0.25% APR** | 0.25% APR** | 0.25% APR** | 0.25% APR* |
| Certificate Rate Bonus | N/A | N/A | 0.05% APY* | 0.05% APY* |
| Specialty Blue Safety Checks (single) | First Order Free | First Order Free | Always Free | Always Free |
| Stop Payment (single or series) | $32 | $32 | $32 | $32 |
| Debit Card | Free†† | Free†† | Free†† | Free†† |
| Debit Card Rewards | Yes | Yes | Yes | Yes |
| Signature-Based Transactions using Debit Card | Free | Free | Free | Free |
| PIN-Based Transactions using Debit Card | Free | Free | Free | Free |
| TruMark Financial ATMs | Free | Free | Free | Free |
| STARsf, CU$ and non-TruMark Financial ATMs (Withdrawals, Balance Inquiries, & Transfers) | $2 each | $2 each (first 5 withdrawals free) |
$2 each (first 10 withdrawals free) |
$2 each (first 5 withdrawals free) |
| Money Orders | $3 each | $3 each | Free | Free |
| Basic Checking | Plus Checking | Premium Checking | Smart Start Checking (Age 26 & Under) |
Account terms are subject to change at any time. *Annual Percentage Yield (APY) is accurate as of 11/4/2020 and is subject to change. Plus Checking account minimum balance requirement is $2,500. Premium Checking account minimum balance requirement is $5,000. Plus and Premium Checking account dividends are paid only for the days of the month the minimum daily balance requirement is met. Smart Start Checking account dividends are compounded daily on account balances and paid monthly. Fees may reduce earnings.**Annual Percentage Rate (APR) discount requires loan payment via automatic funds transfer from a TruMark Financial Checking account. Checking account must remain open for duration of loan to receive discount.†Per federal regulations, savings account activity is limited to six (6) automatic or pre-authorized transfers or withdrawals per month. ††First card ordered.
Open your TruMark Financial CHECKING ACCOUNT today!
Thank you for choosing TruMark Financial. We welcome anyone who lives, works, worships, goes to school, or volunteers in Bucks, Chester, Delaware, Montgomery and Philadelphia counties to join.