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A safe investment with a variety of rates and terms

Looking for a secure investment for your life savings? Invest your portfolio in a high-yield, federally insured TruMark Financial Certificate.

With a TruMark Financial Certificate, you can:

- Choose from a 6-, 9-, 12-, 13-, 18-, 24-, 30-, 36-, 48-, or 60-month term
- Start saving with a low minimum deposit of $500
- Maximize your dividend earnings and return on savings
- Accumulate money for education, retirement, vacations
- Use it as collateral for a loan with TruMark Financial
- Utilize the five business day grace period to make changes after maturity
- Lock in your rate now and bump it up later with a 24-month or 48-month bump-up certificate
- Earn more when you save more with Jumbo Certificates available in 6-, 9-, 12-, 24-, 30-, 36-, 48-, and 60-month terms (minimum deposit of $75,000)

Open a Certificate today
Simply log into online banking or TruMark Financial’s mobile app, call 1-877-TRUMARK, or visit your local branch

Certificate Rates

Calculator

Disclosures

Account

Term

Dividend Rate

APY^*

Minimum Opening Deposit

Calculate Your Savings

6-month Certificate¹

Account

6-month Certificate¹

Term

6 Months

Dividend Rate

4.410%

APY^*

4.500%

Minimum Opening Deposit

$500

Calculate Your Savings

9-month Certificate¹

Account

9-month Certificate¹

Term

9 Months

Dividend Rate

5.128%

APY^*

5.250%

Minimum Opening Deposit

$500

Calculate Your Savings

12-month Certificate

Account

12-month Certificate

Term

12 Months

Dividend Rate

4.889%

APY^*

5.000%

Minimum Opening Deposit

$500

Calculate Your Savings

13-month Certificate²

Account

13-month Certificate²

Term

13 Months

Dividend Rate

4.889%

APY^*

5.000%

Minimum Opening Deposit

$500

Calculate Your Savings

18-month Certificate

Account

18-month Certificate

Term

18 Months

Dividend Rate

4.410%

APY^*

4.500%

Minimum Opening Deposit

$500

Calculate Your Savings

24-month Certificate

Account

24-month Certificate

Term

24 Months

Dividend Rate

4.410%

APY^*

4.500%

Minimum Opening Deposit

$500

Calculate Your Savings

30-month Certificate

Account

30-month Certificate

Term

30 Months

Dividend Rate

4.410%

APY^*

4.500%

Minimum Opening Deposit

$500

Calculate Your Savings

36 month Certificate

Account

36 month Certificate

Term

36 Months

Dividend Rate

4.169%

APY^*

4.250%

Minimum Opening Deposit

$500

Calculate Your Savings

48-month Certificate

Account

48-month Certificate

Term

48 Months

Dividend Rate

3.928%

APY^*

4.000%

Minimum Opening Deposit

$500

Calculate Your Savings

60-month Certificate

Account

60-month Certificate

Term

60 Months

Dividend Rate

3.928%

APY^*

4.000%

Minimum Opening Deposit

$500

Calculate Your Savings

24-month Bump-Up Certificate³

Account

24-month Bump-Up Certificate³

Term

24 Months

Dividend Rate

4.410%

APY^*

4.500%

Minimum Opening Deposit

$500

Calculate Your Savings

48-month Bump-Up Certificate³

Account

48-month Bump-Up Certificate³

Term

48 Months

Dividend Rate

3.928%

APY^*

4.000%

Minimum Opening Deposit

$500

Calculate Your Savings

6-month Jumbo Certificate¹

Account

6-month Jumbo Certificate¹

Term

6 Months

Dividend Rate

4.458%

APY^*

4.550%

Minimum Opening Deposit

$75,000+

Calculate Your Savings

9-month Jumbo Certificate¹

Account

9-month Jumbo Certificate¹

Term

9 Months

Dividend Rate

5.175%

APY^*

5.300%

Minimum Opening Deposit

$75,000+

Calculate Your Savings

12-month Jumbo Certificate

Account

12-month Jumbo Certificate

Term

12 Months

Dividend Rate

4.937%

APY^*

5.050%

Minimum Opening Deposit

$75,000+

Calculate Your Savings

24-month Jumbo Certificate

Account

24-month Jumbo Certificate

Term

24 Months

Dividend Rate

4.458%

APY^*

4.550%

Minimum Opening Deposit

$75,000+

Calculate Your Savings

30-month Jumbo Certificate

Account

30-month Jumbo Certificate

Term

30 Months

Dividend Rate

4.458%

APY^*

4.550%

Minimum Opening Deposit

$75,000+

Calculate Your Savings

36-month Jumbo Certificate

Account

36-month Jumbo Certificate

Term

36 Months

Dividend Rate

4.218%

APY^*

4.300%

Minimum Opening Deposit

$75,000+

Calculate Your Savings

48-month Jumbo Certificate

Account

48-month Jumbo Certificate

Term

48 Months

Dividend Rate

3.977%

APY^*

4.000%

Minimum Opening Deposit

$75,000+

Calculate Your Savings

60-month Jumbo Certificate

Account

60-month Jumbo Certificate

Term

60 Months

Dividend Rate

3.977%

APY^*

4.000%

Minimum Opening Deposit

$75,000+

Calculate Your Savings

IRA Certificate rates

Account

Term

Dividend Rate

APY^*

Minimum Opening Deposit

Calculate Your Savings

6-month Fixed-Rate IRA Only¹

Account

6-month Fixed-Rate IRA Only¹

Term

6 Months

Dividend Rate

4.410%

APY^*

4.500%

Minimum Opening Deposit

$500

Calculate Your Savings

9-month Fixed-Rate IRA Only¹

Account

9-month Fixed-Rate IRA Only¹

Term

9 Months

Dividend Rate

5.128%

APY^*

5.250%

Minimum Opening Deposit

$500

Calculate Your Savings

12-month Fixed-Rate IRA Only

Account

12-month Fixed-Rate IRA Only

Term

12 Months

Dividend Rate

4.889%

APY^*

5.000%

Minimum Opening Deposit

$500

Calculate Your Savings

13-month Fixed-Rate IRA Only²

Account

13-month Fixed-Rate IRA Only²

Term

13 Months

Dividend Rate

4.889%

APY^*

5.000%

Minimum Opening Deposit

$500

Calculate Your Savings

15-month Fixed-Rate IRA Only

Account

15-month Fixed-Rate IRA Only

Term

15 Months

Dividend Rate

4.410%

APY^*

4.500%

Minimum Opening Deposit

$500

Calculate Your Savings

18-month Fixed-Rate IRA Only

Account

18-month Fixed-Rate IRA Only

Term

18 Months

Dividend Rate

4.410%

APY^*

4.500%

Minimum Opening Deposit

$500

Calculate Your Savings

24-month Fixed-Rate IRA Only

Account

24-month Fixed-Rate IRA Only

Term

24 Months

Dividend Rate

4.410%

APY^*

4.500%

Minimum Opening Deposit

$500

Calculate Your Savings

30-month Fixed-Rate IRA Only

Account

30-month Fixed-Rate IRA Only

Term

30 Months

Dividend Rate

4.410%

APY^*

4.500%

Minimum Opening Deposit

$500

Calculate Your Savings

36-month Fixed-Rate IRA Only

Account

36-month Fixed-Rate IRA Only

Term

36 Months

Dividend Rate

4.169%

APY^*

4.250%

Minimum Opening Deposit

$500

Calculate Your Savings

48-month Fixed-Rate IRA Only

Account

48-month Fixed-Rate IRA Only

Term

48 Months

Dividend Rate

3.928%

APY^*

4.000%

Minimum Opening Deposit

$500

Calculate Your Savings

60-month Fixed-Rate IRA Only

Account

60-month Fixed-Rate IRA Only

Term

60 Months

Dividend Rate

3.928%

APY^*

4.000%

Minimum Opening Deposit

$500

Calculate Your Savings

24-month Bump-Up IRA³

Account

24-month Bump-Up IRA³

Term

24 Months

Dividend Rate

4.410%

APY^*

4.500%

Minimum Opening Deposit

$500

Calculate Your Savings

48-month Bump-Up IRA³

Account

48-month Bump-Up IRA³

Term

48 Months

Dividend Rate

3.928%

APY^*

4.000%

Minimum Opening Deposit

$500

Calculate Your Savings

Variable Rate IRA⁴

Account

Variable Rate IRA⁴

Term

Dividend Rate

0.09%

APY^*

0.10%

Minimum Opening Deposit

No Minimum

Calculate Your Savings

Rates valid as of 9/7/23

^*Annual Percentage Yield (APY) subject to change. Rate is compounded and posted monthly. Early withdrawals before the maturity date on Certificates are subject to penalty.

¹ The six- and nine-month Certificates and six-, and nine-month fixed-rate IRA APYs assume all principal and dividends will remain on deposit for a full year at the current APY. However, APY may not be available for a full year.

² The 13-month Certificate will renew at a 12-month prevailing rate

³Members may request a bump on their existing Bump-Up Certificate by contacting TruMark Financial’s Member Service Center or visiting a branch. 24-month – one rate increase during term; 48-month – two rate increases during term. Rate will be applied for remaining term of the account and will not be applied retroactively, nor extend the maturity date. TruMark Financial makes no guarantee that rates will increase and/or member will be able to exercise bump option during term. At maturity, Certificate will renew at regular 24-/48-month term, without bump option. Minimum deposit of $500.

⁴ Dividend rate may change after account is opened

Call 1-877-TRUMARK for further details

Members that maintain a Premium or Smart Start Checking account are automatically entitled to a bonus of five (5) basis points (does not apply to Bump-Up Certificates).

Certificates and IRAs Disclosure

Open your TruMark Financial account today

Thank you for choosing TruMark Financial. We welcome anyone who lives, works, worships, goes to school, or volunteers in Bucks, Chester, Delaware, Montgomery, and Philadelphia counties to join.

Open an account

A safe investment with a variety of rates and terms

With a TruMark Financial Certificate, you can:

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