CD
Account
Term
Dividend Rate
APY*
Minimum Opening Deposit
Calculate Your Savings
Account
6-month Certificate
1 Minimum Opening Deposit
$500
Calculate Your Savings
Account
9-month Certificate
1 Minimum Opening Deposit
$500
Calculate Your Savings
Account
12-month Certificate
Minimum Opening Deposit
$500
Calculate Your Savings
Account
13-month Certificate
2 Minimum Opening Deposit
$500
Calculate Your Savings
Account
18-month Certificate
Minimum Opening Deposit
$500
Calculate Your Savings
Account
24-month Certificate
Minimum Opening Deposit
$500
Calculate Your Savings
Account
30-month Certificate
Minimum Opening Deposit
$500
Calculate Your Savings
Account
36 month Certificate
Minimum Opening Deposit
$500
Calculate Your Savings
Account
48-month Certificate
Minimum Opening Deposit
$500
Calculate Your Savings
Account
60-month Certificate
Minimum Opening Deposit
$500
Calculate Your Savings
24-month Bump-Up Certificate3
Account
24-month Bump-Up Certificate
3 Minimum Opening Deposit
$500
Calculate Your Savings
48-month Bump-Up Certificate3
Account
48-month Bump-Up Certificate
3 Minimum Opening Deposit
$500
Calculate Your Savings
6-month Jumbo Certificate1
Account
6-month Jumbo Certificate
1 Minimum Opening Deposit
$75,000+
9-month Jumbo Certificate1
Account
9-month Jumbo Certificate
1 Minimum Opening Deposit
$75,000+
12-month Jumbo Certificate
Account
12-month Jumbo Certificate
Minimum Opening Deposit
$75,000+
24-month Jumbo Certificate
Account
24-month Jumbo Certificate
Minimum Opening Deposit
$75,000+
30-month Jumbo Certificate
Account
30-month Jumbo Certificate
Minimum Opening Deposit
$75,000+
36-month Jumbo Certificate
Account
36-month Jumbo Certificate
Minimum Opening Deposit
$75,000+
48-month Jumbo Certificate
Account
48-month Jumbo Certificate
Minimum Opening Deposit
$75,000+
60-month Jumbo Certificate
Account
60-month Jumbo Certificate
Minimum Opening Deposit
$75,000+
IRA Certificate rates
Account
Term
Dividend Rate
APY*
Minimum Opening Deposit
Calculate Your Savings
6-month Fixed-Rate IRA Only1
Account
6-month Fixed-Rate IRA Only
1 Minimum Opening Deposit
$500
Calculate Your Savings
9-month Fixed-Rate IRA Only1
Account
9-month Fixed-Rate IRA Only
1 Minimum Opening Deposit
$500
Calculate Your Savings
12-month Fixed-Rate IRA Only
Account
12-month Fixed-Rate IRA Only
Minimum Opening Deposit
$500
Calculate Your Savings
13-month Fixed-Rate IRA Only2
Account
13-month Fixed-Rate IRA Only
2 Minimum Opening Deposit
$500
Calculate Your Savings
15-month Fixed-Rate IRA Only
Account
15-month Fixed-Rate IRA Only
Minimum Opening Deposit
$500
Calculate Your Savings
18-month Fixed-Rate IRA Only
Account
18-month Fixed-Rate IRA Only
Minimum Opening Deposit
$500
Calculate Your Savings
24-month Fixed-Rate IRA Only
Account
24-month Fixed-Rate IRA Only
Minimum Opening Deposit
$500
Calculate Your Savings
30-month Fixed-Rate IRA Only
Account
30-month Fixed-Rate IRA Only
Minimum Opening Deposit
$500
Calculate Your Savings
36-month Fixed-Rate IRA Only
Account
36-month Fixed-Rate IRA Only
Minimum Opening Deposit
$500
Calculate Your Savings
48-month Fixed-Rate IRA Only
Account
48-month Fixed-Rate IRA Only
Minimum Opening Deposit
$500
Calculate Your Savings
60-month Fixed-Rate IRA Only
Account
60-month Fixed-Rate IRA Only
Minimum Opening Deposit
$500
Calculate Your Savings
Account
24-month Bump-Up IRA
3 Minimum Opening Deposit
$500
Calculate Your Savings
Account
48-month Bump-Up IRA
3 Minimum Opening Deposit
$500
Calculate Your Savings
Account
Variable Rate IRA
4 Minimum Opening Deposit
No Minimum
Calculate Your Savings
Rates valid as of 9/7/23
*Annual Percentage Yield (APY) subject to change. Rate is compounded and posted monthly. Early withdrawals before the maturity date on Certificates are subject to penalty.
1 The six- and nine-month Certificates and six-, and nine-month fixed-rate IRA APYs assume all principal and dividends will remain on deposit for a full year at the current APY. However, APY may not be available for a full year.
2 The 13-month Certificate will renew at a 12-month prevailing rate
3 Members may request a bump on their existing Bump-Up Certificate by contacting TruMark Financial’s Member Service Center or visiting a branch. 24-month – one rate increase during term; 48-month – two rate increases during term. Rate will be applied for remaining term of the account and will not be applied retroactively, nor extend the maturity date. TruMark Financial makes no guarantee that rates will increase and/or member will be able to exercise bump option during term. At maturity, Certificate will renew at regular 24-/48-month term, without bump option. Minimum deposit of $500.
4 Dividend rate may change after account is opened
Call 1-877-TRUMARK for further details
Members that maintain a Premium or Smart Start Checking account are automatically entitled to a bonus of five (5) basis points (does not apply to Bump-Up Certificates).