Identity theft can wreak major havoc on the victim’s financial health, which can take months, or even years, to recover from. Fortunately, there are steps you can take to prevent yourself from becoming the next victim. Here is your complete guide to identity theft protection.
Monitor your credit
One of the best preventative measures you can take against identity theft is monitoring your credit. Check your score for any sudden hits and look through your reports for suspicious activity. It’s also a good idea to review your monthly credit card bills for any charges you don’t remember making.
Use multi-factor authentication
When banking online, or using any other service that utilizes sensitive information, always choose multi-factor authentication. Use multiple passwords, PINs, or personal questions to make it difficult for a hacker to break into your accounts.
Use strong passwords
Never use identical passwords for multiple accounts. If you do so, you’re making yourself an easier target for identity thieves. Instead, create strong, unique passwords for every account you use.
Lots of identity theft occurs via robocalls in which the scammer impersonates a government official or the representative of a well-known company. Lower the number of robocalls reaching your home by adding your home number to the Federal Trade Commission’s No Call List at donotcall.gov. It’s also a good practice to ignore all calls from unfamiliar numbers, because each engagement encourages the scammers to try again.
Upgrade your devices
Whenever possible, upgrade the operating system of your computer, tablet, and phone to the latest versions. Upgraded systems will keep you safe from the most recent security breaches and offer you the best protection against viruses and hacks.
Keep personal information personal
Be super-cautious about sharing sensitive data, like your Social Security number and banking PINs, with strangers – and even with friends. It’s also a good idea to use the strongest, most private security settings on your social media accounts to keep hackers out.
Identity theft can be an expensive nightmare. Be proactive about protecting your identity and keep your information and your money safe. If you think you may be a victim of an identity theft scam contact TruMark Financial immediately.