Competitive loan rates aimed at saving members’ money
Member banking
is better banking®
Auto Loan Rates
Auto Loan Rates
Account
APR As Low As1
Term
Calculate Your Payments
New Auto – 2023 – 2024
Account
New Auto – 2023 – 2024 APR As Low As1
5.99% Term
12 – 59 Months Calculate Your Payments
New Auto – 2023 – 2024
Account
New Auto – 2023 – 2024 APR As Low As1
5.99% Term
60 – 71 Months Calculate Your Payments
New Auto – 2023 – 2024
Account
New Auto – 2023 – 2024 APR As Low As1
6.09% Term
72 – 83 Months Calculate Your Payments
New Auto – 2023 – 2024
Account
New Auto – 2023 – 2024 APR As Low As1
6.59% Term
84 Months Calculate Your Payments
Used Auto – 2022 – 2023
Account
Used Auto – 2022 – 2023 APR As Low As1
6.34% Term
12 – 59 Months Calculate Your Payments
Used Auto – 2022 – 2023
Account
Used Auto – 2022 – 2023 APR As Low As1
6.49% Term
60 – 71 Months Calculate Your Payments
Used Auto – 2022 – 2023
Account
Used Auto – 2022 – 2023 APR As Low As1
6.59% Term
72 – 83 Months Calculate Your Payments
Used Auto – 2022 – 2023
Account
Used Auto – 2022 – 2023 APR As Low As1
6.59% Term
84 Months Calculate Your Payments
Used Auto – 2020 – 2021
Account
Used Auto – 2020 – 2021 APR As Low As1
6.49% Term
12 – 59 Months Calculate Your Payments
Used Auto – 2020 – 2021*
Account
Used Auto – 2020 – 2021* APR As Low As1
6.59% Term
60 – 72 Months Calculate Your Payments
Used Auto – 2016 – 2019*
Account
Used Auto – 2016 – 2019* APR As Low As1
7.04% Term
12 – 72 Months Calculate Your Payments
Used Auto – 2015 and older**
Account
Used Auto – 2015 and older** APR As Low As1
7.84% Term
12 – 60 Months Calculate Your Payments
Boat2
Account
Boat2 APR As Low As1
7.49% Term
12 – 84 Months Calculate Your Payments
RV2
Account
RV2 APR As Low As1
7.24% Term
12 – 120 Months Calculate Your Payments
Motorcycle2
Account
Motorcycle2 APR As Low As1
6.74% Term
12 – 72 Months Calculate Your Payments
*Maximum term for 2015 – 2016 used auto loans is 60 months and mileage cannot exceed 100,000. Maximum term for 2016 – 2019 used auto loans is 72 months and mileage cannot exceed 100,000.
**Maximum term for 2015 and older used auto loans is 60 months and mileage cannot exceed 100,000. All commercial vehicles or vehicles used for commercial purposes must be directed to the Commercial Lending Department. We may determine a vehicle to be commercial or otherwise ineligible based on the model and/or information provided to us.
1Annual Percentage Rates (APRs) is subject to change without notice. Actual APR depends on applicant’s creditworthiness. Other loan plans, rates, and terms may be available. Older vehicle years/terms and rates also may be available.
2Up to 90% financing of the NADA book value. TruMark Financial offers up to 130% financing of the Bill of Sale purchase price including tax, title, tag, and any loan balance on your trade-in for its new auto loans and 130% financing of the NADA average retail price including tax, title, and tag for its used auto loans. Call 1-877-TRUMARK for further details. Equal Opportunity Lender.
Home Equity Loan Rates
Home Equity Loan Rates
Account
Loan Amounts
APR As Low As*
Calculate Your Payments
60 Months Fixed
Account
60 Months Fixed Loan Amounts
$5,000 – $500,000 APR As Low As*
5.99% Calculate Your Payments
84 Months Fixed
Account
84 Months Fixed Loan Amounts
$5,000 – $500,000 APR As Low As*
6.49% Calculate Your Payments
120 Months Fixed
Account
120 Months Fixed Loan Amounts
$5,000 – $500,000 APR As Low As*
6.74% Calculate Your Payments
180 Months Fixed
Account
180 Months Fixed Loan Amounts
$5,000 – $500,000 APR As Low As*
6.99% Calculate Your Payments
240 Months Fixed
Account
240 Months Fixed Loan Amounts
$5,000 – $500,000 APR As Low As*
8.24% Calculate Your Payments
*Annual Percentage Rate (APR) is subject to change without notice, and applies to loan-to-value (LTV) ratio of up to 80% and a loan amount of $5,000 to 500,000. APR may vary depending on creditworthiness, loan amount, and loan-to-value. Loan amount of $100,000 at 6.74% APR for 120 months will have an estimated monthly payment of $1,148.24. Product not eligible for first lien mortgage in flood zone.
Home Equity Lines of Credit
HELoC Select Rates
Account
Loan Amounts
APR As Low As*
HELoC Select – Primary
Account
HELoC Select – Primary Loan Amounts
$5,000 – $200,000 APR As Low As*
7.24% HELoC Select – Vacation or Secondary
Account
HELoC Select – Vacation or Secondary Loan Amounts
$5,000 – $200,000 APR As Low As*
7.24% HELoC Select – Primary
Account
HELoC Select – Primary Loan Amounts
$5,000 – $200,000 APR As Low As*
8.24%** HELoC Select – Investment Properties
Account
HELoC Select – Investment Properties Loan Amounts
$5,000 – $49,999 APR As Low As*
8.49% *Annual Percentage Rate (APR) accurate as of 4/3/23, applies to minimum line amount of $5,000, is subject to change without notice, and applies to a loan-to-value (LTV) ratio of 80% for primary residence.
**Annual Percentage Rate (APR) accurate as of 4/3/23, applies to minimum line amount of $5,000, is subject to change without notice, and applies to a loan-to-value (LTV) ratio of 81% to 90% for primary residence.
*/**Annual Percentage Rate (APR) is subject to change without notice, depends upon amount financed, credit score, lien position, and collateral. Minimum floor APR is 2.99%, maximum APR is 18%. Best available rate is prime minus 0.76%, unless rate falls below the minimum APR. Property and/or flood insurance is required. APR is variable based on the highest Prime Rate published in The Wall Street Journal and is adjusted on a monthly basis. As of 3/23/23 the Prime Rate was 8.00%. All loans/lines of credit are subject to approval and collateral evaluation. $100 processing fee will apply. Fees and charges may apply. Additional restrictions, limitations, and exclusions may apply. You may elect to “lock in” or convert a portion of your variable-rate outstanding balance to a fixed APR over a set term. You may select the term of your lock feature from terms provided to you at the time you exercise this option. Offered rate will be based upon borrower’s creditworthiness and term selected. The minimum amount that may be locked in is $5,000. The minimum term of the lock feature is five years and the maximum term of the lock feature is 20 years. Please call TruMark Financial at 1-877-TRUMARK for further details. NMLS 404938
Mortgage Rates
For mortgage rates and to apply
Click here, complete the form on this page, or call 1-877-TRUMARK
Credit Cards and Convenience Line of Credit Rates
Credit Cards and Convenience Line of Credit
Account
APR As Low As*
Classic Visa® Credit Card
Account
Classic Visa® Credit Card APR As Low As*
10.74% Rewards Visa® Credit Card
Account
Rewards Visa® Credit Card APR As Low As*
13.74% Cash Back Visa®
Account
Cash Back Visa® APR As Low As*
15.74% Smart Start Rewards Visa®
Account
Smart Start Rewards Visa® APR As Low As*
13.74% Share Secured Rewards Visa® Credit Card**
Account
Share Secured Rewards Visa® Credit Card** APR As Low As*
17.74% Convenience Line of Credit***
Account
Convenience Line of Credit*** APR As Low As*
12.49% *Annual Percentage Rate (APR) is a variable rate. APR and credit card approval depend on creditworthiness and other qualifications. Rates, terms, and conditions are subject to change without notice. All loans subject to approval. Business accounts are not eligible. The maximum combined credit limit for all unsecured credit with TruMark Financial is $35,000. Other loan plans, better rates, and terms may be available. Click here for full disclosures
**No annual fee. The rate is variable, will be adjusted monthly, and is the sum of an index plus a margin based on applicants creditworthiness. In addition to interest, other charges may apply. 28-day grace period after close of billing cycle before interest accrues on purchases; otherwise, finances charges will accrue on the date purchases are posted to your account. Finance charges accrue on the day of transaction for cash advances. Finance charges accrue on the day of transaction for cash advances. In addition to interest other charges may apply. Click here for full disclosure.
***Depending on the applicant’s creditworthiness, the CLC’s rate may be as low as the highest Wall Street Journal’s published prime rate + 4.75% or as high as the highest Wall Street Journal’s published prime rate + 11.00%. Rates are subject to change, increasing when prime rate increases, decreasing when prime rate decreases. The minimum monthly payment will be the greater of either $50 or 1/60 of the principal loan balance outstanding. Call 1-877-TRUMARK for further details. Equal opportunity lender.
Secured and Signature Loan Rates
Secured and Signature Loan Rates
Account
Term
APR As Low As1
Calculate Your Payment
Term-Share Secured Loan
Account
Term-Share Secured Loan Term
6 Months to 60 Months APR As Low As1
5.50% Calculate Your Payment
Share-Secured Loan
Account
Share-Secured Loan Term
6 Months to 120 Months APR As Low As1
1.80% Calculate Your Payment
Unsecured-Installment Signature Loans2
Account
Unsecured-Installment Signature Loans2 Term
12-60 Months $1,000 to $25,000 APR As Low As1
9.99% Calculate Your Payment
Better Choice3
Account
Better Choice3 Term
3 months APR As Low As1
18.00% Calculate Your Payment
Stock Loans to 75% of Value
Account
Stock Loans to 75% of Value Term
Less than 36 Months APR As Low As1
8.49% Calculate Your Payment
Stock Loans to 75% of Value
Account
Stock Loans to 75% of Value Term
Less than 60 Months APR As Low As1
8.99% Calculate Your Payment
Stock Loans to 75% of Value
Account
Stock Loans to 75% of Value Term
More than 60 Months APR As Low As1
9.49% Calculate Your Payment
1 Annual Percentage Rate (APR) is subject to change and depends on applicant’s creditworthiness. Other loan plans, better rates, and terms may be available.
2 Loan amount of $7,500 at 9.99% APR for 60 months will have an estimated monthly payment of $159.32
3 Annual Percentage Rate (APR) is subject to change. Loan requires a $20 application fee (may be added to loan principal). Minimum loan request is $100 – maximum is $500. 90 day re-payment period with flexible monthly, bi-weekly or weekly payments. Payments will be adjusted to include an additional 10% of the loan request to establish a mandatory saving plan.
Call 1-877-TRUMARK for further details. Equal opportunity lender.
Open your TruMark Financial account today
Thank you for choosing TruMark Financial. We welcome anyone who lives, works, worships, goes to school, or volunteers in Bucks, Chester, Delaware, Montgomery, and Philadelphia counties to join.
