Competitive loan rates aimed at saving members’ money

^*Annual Percentage Rate (APR) is subject to change without notice, and applies to loan-to-value (LTV) ratio of up to 80% and a loan amount of $5,000 to 500,000. APR may vary depending on creditworthiness, loan amount, and loan-to-value. Loan amount of $100,000 at 4.24% APR for 120 months will have an estimated monthly payment of $1,023.90. Product not eligible for first lien mortgage in flood zone.

*Annual Percentage Rate (APR) accurate as of 10/3/22, applies to minimum line amount of $5,000, is subject to change without notice, and applies to a loan-to-value (LTV) ratio of 80% for primary residence. Rates vary depending upon amount financed, credit score, lien position, and collateral. Minimum floor APR is 2.99%, maximum APR is 18%. Best available rate is prime minus 0.76%, unless rate falls below the minimum APR. Property and/or flood insurance is required. APR is variable based on the highest Prime Rate published in The Wall Street Journal and is adjusted on a monthly basis. As of 9/21/22 the Prime Rate was 6.25%. All loans/lines of credit are subject to approval and collateral evaluation. $100 processing fee will apply. Fees and charges may apply. Additional restrictions, limitations, and exclusions may apply. You may elect to “lock in” or convert a portion of your variable-rate outstanding balance to a fixed APR over a set term. You may select the term of your lock feature from terms provided to you at the time you exercise this option. Offered rate will be based upon borrower’s creditworthiness and term selected. The minimum amount that may be locked in is $5,000. The minimum term of the lock feature is five years and the maximum term of the lock feature is 20 years. Please call TruMark Financial at 1-877-TRUMARK for further details. NMLS 404938

For additional rates and to apply, click here

¹The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $225,000 and an estimated property value of $300,000. The property is located in Montgomery county, PA. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account is required. The rate lock period is 60 days and the assumed credit score is 740.

At a 7.000% interest rate, the APR for this loan type is 7.042%. The monthly payment schedule would be:

359 payments of $1,496.93 at an interest rate of 7.000%
1 payment of $1,496.99 at an interest rate of 7.000%

If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner’s insurance premiums.

²The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $225,000 and an estimated property value of $300,000. The property is located in Montgomery county, PA. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account is required. The rate lock period is 60 days and the assumed credit score is 740.

At a 6.625% interest rate, the APR for this loan type is 6.693%. The monthly payment schedule would be:

179 payments of $1,975.49 at an interest rate of 6.625%
1 payment of $1,974.76 at an interest rate of 6.625%

If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner’s insurance premiums.

³The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $225,000 and an estimated property value of $300,000. The property is located in Montgomery county, PA. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account is required. The rate lock period is 60 days and the assumed credit score is 740.

At a 6.500% initial interest rate, the APR for this loan type is 5.804%, subject to increase. Based on current market conditions, the monthly payment schedule would be:

84 payments of $1,422.15 at an interest rate of 6.500%
275 payments of $1,241.79 at an interest rate of 5.000%
1 payment of $1,241.92 at an interest rate of 5.000%

If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner’s insurance premiums.

*Cash Rewards are awarded through the HomeAdvantage program to buyers and sellers who select and use a real estate agent in the HomeAdvantage network. Home buyers or sellers are not eligible for Cash Rewards if they use an agent outside this network. Cash Rewards amounts are dependent on the commissions paid to the HomeAdvantage network agent. Obtaining a mortgage or use of any specific lending institution is not a requirement to earn Cash Rewards. If you are obtaining a mortgage, your lender may have specific rules on how Cash Rewards can be paid out. Cash Rewards are available in most states; however, are void where prohibited by law or by the lender. Please consult with your lender for details that may affect you.

NMLS 404938

^*Annual Percentage Rate (APR) is a variable rate. APR and credit card approval depend on creditworthiness and other qualifications. Rates, terms, and conditions are subject to change without notice. All loans subject to approval. Business accounts are not eligible. The maximum combined credit limit for all unsecured credit with TruMark Financial is $35,000. Other loan plans, better rates, and terms may be available. Click here for full disclosures
^**No annual fee. The rate is variable, will be adjusted monthly, and is the sum of an index plus a margin based on applicants creditworthiness. In addition to interest, other charges may apply. 28-day grace period after close of billing cycle before interest accrues on purchases; otherwise, finances charges will accrue on the date purchases are posted to your account. Finance charges accrue on the day of transaction for cash advances. Finance charges accrue on the day of transaction for cash advances. In addition to interest other charges may apply. Click here for full disclosure.
^***Depending on the applicant’s creditworthiness, the CLC’s rate may be as low as the highest Wall Street Journal’s published prime rate + 4.75% or as high as the highest Wall Street Journal’s published prime rate + 11.00%. Rates are subject to change, increasing when prime rate increases, decreasing when prime rate decreases. The minimum monthly payment will be the greater of either $50 or 1/60 of the principal loan balance outstanding. Call 1-877-TRUMARK for further details. Equal opportunity lender.

¹ Annual Percentage Rate (APR) is subject to change and depends on applicant’s creditworthiness. Other loan plans, better rates, and terms may be available.

² Loan amount of $7,500 at 8.99% APR for 60 months will have an estimated monthly payment of $155.65

³ Annual Percentage Rate (APR) is subject to change. Loan requires a $20 application fee (may be added to loan principal). Minimum loan request is $100 – maximum is $500. 90 day re-payment period with flexible monthly, bi-weekly or weekly payments.  Payments will be adjusted to include an additional 10% of the loan request to establish a mandatory saving plan.

Call 1-877-TRUMARK for further details. Equal opportunity lender.