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TruMark Financial makes buying or selling a home easy

Whether you’re buying your first home, thinking about moving to a new home, or simply refinancing, TruMark Financial has the terms, features, and options designed to make getting a mortgage easier.

Mortgage loan options to meet your budget:

Fixed-Rate Mortgages
Adjustable Rate Mortgages (ARMs)
Home Sweet Loan – a mortgage specifically designed for first-time buyers
Government insured mortgage programs – FHA, VA, and USDA loans are available

Additional resources:

HomeAdvantage
“Making Home Affordable” Program
- TruMark Financial’s partnership with HomeAdvantage provides members with the information needed to make informed decisions when buying or selling a home. With HomeAdvantage, quickly and easily access tips, tools, and listings, and search through a network of top local real estate professionals. Use a HomeAdvantage agent to buy or sell your home, and save $100’s to $1,000’s in Cash Rewards* at closing.
Mortgage Fees & Insurance
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Get a free quote on title insurance

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Rates

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Home-Buying Process

HomeAdvantage

FAQs

Mortgage Rates

Term

Rate

APR

Calculate your payments

30-Year Fixed Rate

Term

30-Year Fixed Rate

Rate

3.125%¹

APR

3.157%¹

Calculate your payments

15-Year Fixed Rate

Term

15-Year Fixed Rate

Rate

2.500%²

APR

2.557%²

Calculate your payments

7/1 Adjustable Rate

Term

7/1 Adjustable Rate

Rate

2.375%³

APR

2.679%³

Calculate your payments

For additional rates and to apply, click here

^{1The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $225,000 and an estimated property value of $300,000. The property is located in Bucks county, PA. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account is required. The rate lock period is 60 days and the assumed credit score is 740.}

At a 3.125% interest rate, the APR for this loan type is 3.157%. The monthly payment schedule would be:

359 payments of $963.84 at an interest rate of 3.125%
1 payment of $965.63 at an interest rate of 3.125%

If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner’s insurance premiums.

^{2The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $225,000 and an estimated property value of $300,000. The property is located in Bucks county, PA. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account is required. The rate lock period is 60 days and the assumed credit score is 740.}

At a 2.500% interest rate, the APR for this loan type is 2.557%. The monthly payment schedule would be:

179 payments of $1,500.28 at an interest rate of 2.500%
1 payment of $1,499.55 at an interest rate of 2.500%

If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner’s insurance premiums.

^{3The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $225,000 and an estimated property value of $300,000. The property is located in Bucks county, PA. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account is required. The rate lock period is 60 days and the assumed credit score is 740.}

At a 2.375% initial interest rate, the APR for this loan type is 2.679%, subject to increase. Based on current market conditions, the monthly payment schedule would be:

84 payments of $874.47 at an interest rate of 2.375%
275 payments of $921.01 at an interest rate of 2.875%
1 payment of $919.64 at an interest rate of 2.875%

If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner’s insurance premiums.

*Cash Rewards are awarded through the HomeAdvantage program to buyers and sellers who select and use a real estate agent in the HomeAdvantage network. Home buyers or sellers are not eligible for Cash Rewards if they use an agent outside this network. Cash Rewards amounts are dependent on the commissions paid to the HomeAdvantage network agent. Obtaining a mortgage or use of any specific lending institution is not a requirement to earn Cash Rewards. If you are obtaining a mortgage, your lender may have specific rules on how Cash Rewards can be paid out. Cash Rewards are available in most states; however, are void where prohibited by law or by the lender. Please consult with your lender for details that may affect you.

NMLS 404938

TruMark Financial Credit Union is here to help make every step in your home-buying experience as easy and as affordable as possible. Start with TruMark Financial’s HomeAdvantage where you can search for properties online, find a real estate agent, research neighborhoods, and more. Plus, when you use a real estate agent via TruMark Financial’s HomeAdvantage program to buy or sell your home, you’ll earn a cash rebate of 20% of your agent’s commission.

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At TruMark Financial, enjoy competitively low-rate loans for all of your financial needs. Apply now and be approved within minutes.

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TruMark Financial makes buying or selling a home easy

Schedule an appointment with a mortgage specialist

Mortgage Rates

Why get a mortgage from a credit union?

Why get pre-qualified for a mortgage?

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