TruMark Financial makes buying or selling a home easy
Whether you’re buying your first home, thinking about moving to a new home, or simply refinancing, TruMark Financial has the terms, features, and options designed to make getting a mortgage easier.
TruMark Financial’s partnership with HomeAdvantage provides members with the information needed to make informed decisions when buying or selling a home. With HomeAdvantage, quickly and easily access tips, tools, and listings, and search through a network of top local real estate professionals. Use a HomeAdvantage agent to buy or sell your home, and save $100’s to $1,000’s in Cash Rewards* at closing.
1The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $225,000 and an estimated property value of $300,000. The property is located in Bucks county, PA. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account is required. The rate lock period is 60 days and the assumed credit score is 740.
At a 3.000% interest rate, the APR for this loan type is 3.031%. The monthly payment schedule would be:
359 payments of $948.61 at an interest rate of 3.000%
1 payment of $948.37 at an interest rate of 3.000%
If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner’s insurance premiums.
2The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $225,000 and an estimated property value of $300,000. The property is located in Bucks county, PA. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account is required. The rate lock period is 60 days and the assumed credit score is 740.
At a 2.500% interest rate, the APR for this loan type is 2.557%. The monthly payment schedule would be:
179 payments of $1,500.28 at an interest rate of 2.500%
1 payment of $1,499.55 at an interest rate of 2.500%
If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner’s insurance premiums.
3The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $225,000 and an estimated property value of $300,000. The property is located in Bucks county, PA. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account is required. The rate lock period is 60 days and the assumed credit score is 740.
At a 2.625% initial interest rate, the APR for this loan type is 2.518%, subject to increase. Based on current market conditions, the monthly payment schedule would be:
84 payments of $903.71 at an interest rate of 2.625%
275 payments of $880.47 at an interest rate of 2.375%
1 payment of $879.53 at an interest rate of 2.375%
If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner’s insurance premiums.
TruMark Financial Credit Union is here to help make every step in your home-buying experience as easy and as affordable as possible. Start with TruMark Financial’s HomeAdvantage where you can search for properties online, find a real estate agent, research neighborhoods, and more. Plus, when you use a real estate agent via TruMark Financial’s HomeAdvantage program to buy or sell your home, you’ll earn a cash rebate of 20% of your agent’s commission.
Credit unions are known for lower fees and competitive rates. Another attractive feature is face-to-face contact. If there are any issues along the way, simply stop by a branch to address them. Or, contact the Member Service Center with any questions or concerns.
Why get pre-qualified for a mortgage?
Pre-qualification is essential so you know how much you can afford. Prior to looking at houses, you meet with a lender and provide information about your assets, income, and liabilities. Bases on that information, the lender will estimate how money you can borrow.
*Cash Rewards are awarded through the HomeAdvantage program to buyers and sellers who select and use a real estate agent in the HomeAdvantage network. Home buyers or sellers are not eligible for Cash Rewards if they use an agent outside this network. Cash Rewards amounts are dependent on the commissions paid to the HomeAdvantage network agent. Obtaining a mortgage or use of any specific lending institution is not a requirement to earn Cash Rewards. If you are obtaining a mortgage, your lender may have specific rules on how Cash Rewards can be paid out. Cash Rewards are available in most states; however, are void where prohibited by law or by the lender. Please consult with your lender for details that may affect you.
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