Rates Effective: 7/2/2018
| Account |
Loan Amounts |
APR as Low as |
Calculate Your Payments |
| Revolving Home Equity Line of Credit (4) |
Introductory rate for six months. Variable rates as low as 3.99% thereafter |
1.99% |
 |
| Revolving Home Equity Line of Credit (2) |
$5,000 – $300,000 |
3.99% |
|
| Revolving Home Equity Line of Credit (3) |
$5,000 – $200,000 |
4.99% |
|
| Revolving Home Equity Line of Credit – Investment Properties (5) |
$5,000 – $49,999 |
5.24% |
|
(2) HELOC rate based on the highest The Wall Street Journal’s published prime rate and is adjusted on a monthly basis. Annual Percentage Rate (APR) may vary based on the loan amount requested, creditworthiness, and applies to a loan-to-value (LTV) ratio of up to 80%. Rates are subject to change, increasing when the prime rate increases, decreasing when the prime rate decreases. Maximum APR is 18% and the rate floor is 3.99%. The minimum monthly payment is $50. Rate reflects a 0.25% discount for loan payment via automatic funds transfer from a TruMark Financial checking account. Otherwise, rate 0.25% higher. Rates vary by loan amounts.
(3) HELOC rate based on the highest The Wall Street Journal’s published prime rate and is adjusted on a monthly basis. Annual Percentage Rate (APR) may vary based on the loan amount requested, creditworthiness, and applies to a loan-to-value (LTV) ratio of 81% – 90%. Rates are subject to change, increasing when the prime rate increases, decreasing when the prime rate decreases. Maximum APR is 18% and the rate floor is 3.99%. The minimum monthly payment is $50. Rate reflects a 0.25% discount for loan payment via automatic funds transfer from a TruMark Financial checking account. Otherwise, rate 0.25% higher. Rates vary by loan amounts.
(4) Annual Percentage Rate (APR) effective as of date shown, applies to minimum line amount of $5,000, is subject to change without notice, and applies to a loan-to-value (LTV) ratio of 80% for primary residence. Introductory rate will be in effect for six (6) months from the credit line open date. After the introductory discount period expires, the variable Annual Percentage Rate is effective. Introductory rate not applicable to existing TruMark Financial home equity lines of credit, applies to new TruMark Financial home equity lines of credit only. Rates vary depending upon amount financed, credit score, lien position, and collateral evaluation. Minimum APR is 3.99%, with automatic payment discount, maximum APR is 18%. APR is variable based on the highest The Wall Street Journal published Prime Rate and is adjusted on a monthly basis. Rates are subject to change, increasing when the prime rate increases, decreasing when the prime rate decreases. As of 6/13/18 the Prime Rate was 5.00%. Rate includes a 0.25% relationship discount. A TruMark Financial checking account is required for 0.25% discount. Property and/or flood insurance is required. Fees and charges may apply. Additional restrictions, limitations, and exclusions may apply. Please call TruMark Financial at 1-877-TRUMARK for further details.
(5) HELOC rate based on the highest The Wall Street Journal’s published prime rate and is adjusted on a monthly basis. Annual Percentage Rate (APR) may vary based on the loan amount requested, creditworthiness, and applies to a loan-to-value (LTV) ratio of up to 80%. Rates are subject to change, increasing when the prime rate increases, decreasing when the prime rate decreases. Maximum APR is 18% and the rate floor is 3.99%. The minimum monthly payment is $50. Rate reflects a 0.25% discount for loan payment via automatic funds transfer from a TruMark Financial checking account. Otherwise, rate 0.25% higher. Rate for investment property only. Rates vary by loan amounts.
Available on 1-4 family primary or secondary residences. Property and/or flood insurance is required.
Annual Percentage Rate (APR) is variable based on the highest Wall Street Journal published Prime Rate and is adjusted on a monthly basis. A TruMark Financial checking account is required for 0.25% discount. Rates vary depending upon amount financed, credit score, lien position and collateral location. Minimum APR is 3.99%, with automatic payment discount, maximum APR is 18%.
All loans and lines of credit are subject to approval and collateral evaluation. Fees and charges may apply. Additional restrictions, limitations and exclusions may apply, offer subject to change, please contact a TruMark Financial Representative at 1-877-TRUMARK for further details and current rates.
The combined loan-to-value ratio is the sum of the balance outstanding on your first mortgage, if any, and the amount of your new home equity loan or credit line divided by the fair market value of your home. Loan over $300,000 require title insurance. Property must have a clean title and adequate appraisal to qualify. Per membership eligibility, you must maintain $5 in a savings account to utilize the credit union’s services.
The rate(s) shown are the lowest available for each of terms listed. The rate you receive will be determined by your credit worthiness at the time of application and the term of your loan. Loan subject to credit approval. Additional terms and rates available. Rates shown are for primary residences only. Please call 1-877-TRUMARK for further details. Equal Opportunity Lender. NMLS 404938
