Protect your business with Positive Pay

Check and ACH fraud are on the rise, costing businesses time, money, and peace of mind. TruMark Financial’s Positive Pay service gives your business a proactive defense, helping you identify and stop fraudulent transactions before they impact your bottom line.

How it works

• You provide your issued items.
  Upload a list of authorized checks and ACH payments with details such as check number, amount, and payee name.
• We match each transaction.
  As checks or ACH items clear, TruMark Financial automatically compares them against your authorized list.
• We flag any discrepancies.
  If an item doesn’t match such as an altered payee, duplicate check, or incorrect amount, it’s flagged as an exception for your review and decision.

Why is matters for your business

• Fraud protection: Prevent losses from counterfeit, altered, or unauthorized checks and ACH payments.
• Time savings: Automated matching saves staff hours spent on manual review and reconciliation.
• Cash flow protection: Reduce financial disruption by ensuring only approved payments clear your account.
• Peace of mind: Stay in control of what gets paid with daily visibility into your outgoing payments.

Safeguard your operating accounts so you can focus on running and growing your business with confidence.