Rates

Savings Rates


Savings & Checking Accounts

Effective 9/1/2013

AccountDividend RateAPY(1)Minimum Balance
S1 Regular Savings(2)0.20%0.20%$5.00
S2 Holiday Club0.20%0.20%No Minimum
S3 Vacation Club0.20%0.20%No Minimum
Basic CheckingN/AN/ANo Minimum
Plus Checking0.10%0.10%$1,500 average checking account balance OR $10,000 relationship balance (deposits and/or consumers loans*)
Premium Checking0.15%0.15%$5,000 average checking account balance OR $25,000 relationship balance (deposits and/or consumer loans*)
Smart Start Checking 26 and under0.25%0.25%No Minimum

(1) Annual Percentage Yield (APY) is accurate as of date indicated and is subject to change after the account is opened. The dividend rate is computed daily and compounded and posted monthly.

(2) To use TruMark Financial's other services (checking, Visa cards, loans, etc.), a $5.00 minimum balance is required in your S1 Regular Savings account.

*Excludes investments and first mortgages.

Call 1-877-TRUMARK for further details.

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CDs & IRAs

Effective 01/30/2014

AccountTermDividend RateAPY(1)Minimum Opening Deposit
Certificate of Deposit(2,3)5 Months0.35%0.35%$500
Certificate of Deposit(2)6 Months0.35%0.35%$500
Certificate of Deposit(2)9 Months0.40%0.40%$500
Certificate of Deposit12 Months0.55%0.55%$500
Certificate of Deposit24 Months0.85%0.85%$500
Certificate of Deposit30 Months1.00%1.00%$500
Certificate of Deposit60 Months2.08%2.10%$500
Jumbo Certificate of Deposit(2)6 Months0.40%0.40%$75,000+
Jumbo Certificate of Deposit9 Months0.45%0.45%$75,000+
Jumbo Certificate of Deposit12 Months0.60%0.60%$75,000+
Jumbo Certificate of Deposit24 Months0.90%0.90%$75,000+
Jumbo Certificate of Deposit30 Months1.04%1.05%$75,000+
Jumbo Certificate of Deposit60 Months2.13%2.15%$75,000+
Fixed-Rate IRA(2)6 Months0.35%0.35%$500
Fixed-Rate IRA(2)9 Months0.40%0.40%$500
Fixed-Rate IRA12 Months0.55%0.55%$500
Fixed-Rate IRA24 Months0.85%0.85%$500
Fixed-Rate IRA30 Months1.00%1.00%$500
Fixed-Rate IRA60 Months2.08%2.10%$500
Variable Rate IRA(4)0.20%0.20%No Minimum

(1) Annual Percentage Yield (APY) is accurate as of date indicated and subject to change on a weekly basis without notice. The dividend rate is compounded and posted monthly. No early withdrawal is permitted. However, if TruMark Financial, in its sole discretion, permits such a withdrawal, substantial penalties will apply.

(2) The five-, six-, and nine-month CDs and six-, and nine-month fixed-rate IRA APYs assume all principal and interest will remain on deposit for a full year at the current APY. However, APY may not be available for a full year.

(3) Not available as an IRA.

(4) Dividend rate may change after account is opened.

Call 1-877-TRUMARK for further details.

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Money Market Accounts

Effective 9/1/2013

AccountAccount BalanceDividend RateAPY(1)Minimum Opening Balance
S7 Savers Choice(2)$1-2499.990.35%0.35%$2,500
S7 Savers Choice(2)$2,500+0.35%0.35%
S8 Maximizer(3)$1-9,999.990.35%0.35%$10,000
S8 Maximizer(3)$10,000-24,999.990.35%0.35%
S8 Maximizer(3)$25,000-49,999.990.35%0.35%
S8 Maximizer(3)$50,000-74,999.990.35%0.35%
S8 Maximizer(3)$75,000+0.40%0.40%
IRA(1)$0-2,499.990.35%0.35%No Minimum
IRA(1)$2,500-24,999.990.35%0.35%
IRA(1)$25,000-49,999.990.35%0.35%
IRA(1)$50,000-74,999.990.35%0.35%
IRA(1)$75,000+0.40%0.40%

(1) Annual Percentage Yield (APY) is accurate as of date indicated and is subject to change after the account is opened. Dividend rate is compounded daily and posted monthly.

(2) $5 fee when account falls below minimum balance of $2,500 during the month. Fee may reduce earnings on account.

(3) $10 fee when account falls below minimum balance of $10,000 during the month. Fee may reduce earnings on account.

Call 1-877-TRUMARK for further details.

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