Stop and take a look around your house. Are you delighted with everything in it? This is where you spend a good portion of your day, and where you and your family build happy memories. There’s no reason why it should be anything less than your dream home. It can be expensive to hire a professional to redo some part of your home, and choosing a contractor can be a stressful process. Instead of shelling out tens of thousands for a contractor, why not consider these great home improvement ideas that you can do yourself with a home equity loan.
1) The deck of your dreams
With spring weather on the way, you might be thinking about turning your boring outside space into an outdoor living room! Whether you’re after a raised wood deck to give your guests someplace to sit or a classy brick patio for lounging by the grill, a usable outside space can make a big difference in how you enjoy your home. The charming visual addition to the outside of your home is a great way to add value, too. While this is a big project, it’s big on rewards. Start by drawing up some plans – remembering you’re basically building a series of wood boxes that are bolted together. Draw up a shopping list of things you need, and head over to TruMark Financial for a home equity loan. Then, head to your local home improvement store for lumber, bolts, and a few new power tools.
2) Paint a room … or a whole house
If you’re not feeling up to building much, you can make your house feel new again with a fresh coat of paint on the interior. Choose colors that complement your furniture and flooring, but choose slightly different shades for different parts of the house. Maybe you want to paint your kitchen and dining room in mellow earth shades to give it a sense of coziness, but you want to paint your bedroom a calming blue to help you sleep. This can be a great project to get the kids involved in, too. Wall paint, sponges and scissors can let children paint fun and imaginative shapes on their walls. A sense of ownership over the design might encourage them to help keep it a little cleaner as well. You can get creative in main spaces, too. Try painting an accent wall to change the light effects in your living room. Aside from paint, brushes and rollers, make sure you get covers for furniture and floors and painter’s tape.
3) Fix up an entryway
Your front door is the first thing people see when they come into your home. You want to make sure it says great things about you and your family. A little bit of time and effort can make this part of your house feel more welcoming while also saving you time and effort. A home loan can assist with new door and light expenses. A new door can really liven up the front of your house. New weather stripping can make your front door more energy efficient to save on winter heating costs. Nice light fixtures can take a little time to install, but they can make your house both more charming and a little safer. Sketch out some ideas, then, head to your home improvement store to figure out what you need to make your front door the talk of the neighborhood.
4) Add a splash of class with a tasteful backsplash
The section of wall above the sink can see a lot of water damage. Left uncovered, this can lead to mildew and even mold behind the sink. A backsplash is an attractive option for preventing that damage, and an area where a home loan can assist so you get the best quality workmanship. While these are typically done in tile, there’s nothing stopping you from looking at wood bead board, ceiling tile, or wallpaper. You could even turn them into a functional addition to your organization system with chalkboard, whiteboard, or magnetic film. There’s no limit to what a backsplash can do for your home. Head down to your local home improvement store to see what kind of material you want to use, and don’t forget to pick up adhesive to stick it all together.
5) Create a new outlook with new windows
Installing new windows can seem like a daunting task, but they’ll pay for themselves. Energy efficient windows with new molding and stripping can significantly reduce your energy bills. Plus, having new windows and screens will make your home look well-cared-for when it comes time to sell. Figure out which will both fit your budget and hold long-term value, and take out a home loan to assist with your new windows. Remember, though, the general rule is you get what you pay for. Cheap windows won’t conserve much energy.
6) Refresh a tired kitchen or bathroom with new fixtures
Your faucets and knobs see a lot of abuse. They get touched by grimy hands, splashed by soapy water, and can build up calcium and rust even if you’re careful about washing them. Because they’re usually metallic, they tend to draw a lot of eyes. Dull, streaky fixtures can suck all the energy out of a kitchen or bathroom. Replacing them, though, is pretty easy. In the bathroom, you can get sleek, modern fixtures that will save you sink space for storage. In the kitchen, consider getting a detachable head with a vegetable sprayer to make cleanups easier. Whatever you do here, you’ll end up with a nicer looking kitchen or bathroom.
7) Bring your stuff together with built-in storage
If your house looks like most others, it’s chock-full on the inside with memorabilia and keepsakes. Tossed about the room, this can look cluttered and dingy. It makes it hard to clean and dust. Adding more furniture, though, can make a space feel cramped and tiny. Instead, think about adding more built-in storage. Whether you just want to hang a shelf over an entryway, put some coat hooks by the door, or build a bookshelf into a living room wall, built-in storage is a great way to display your treasured memories without shrinking a room with too much stuff. Installing it requires lumber, mounting tools and a few other gadgets that DIY experts should have no trouble identifying.
When it comes to improving your home, TruMark Financial is ready to be a partner every step of the way. You may have heard about home equity loans and lines of credit, but you may have thought you can’t use it for small remodeling projects. However, it’s actually one of the most common uses for those accounts. Let’s talk. You supply the ideas, TruMark Financial can supply the home equity loan to make your dreams a reality.