The holiday shopping season is here, and between inflated prices, the rising cost of gas, and the urge to splurge this time of year, it can be harder than ever to stick to your budget. Here are a few ways you can take advantage of your credit card rewards points to save money during the holidays.
Redeem credit card rewards points for gift cards
Gift cards are always great gift ideas for people who are difficult to shop for, but they also can be useful in other ways:
- Use rewards points to get gift cards to your friend’s favorite restaurant, then get catering/carry-out to host a dinner at your house
- Use rewards points to buy new holiday decorations or festive dinnerware with gift cards from your favorite merchants
- Donate gift cards to charities and shelters so they can purchase the items they actually need
Redeem you points for cash to pay for holiday expenses
Holidays tend to come with an increase in grocery purchases and more trips to the gas pump, in addition to buying gifts and décor. Redeem your rewards points for cash to pay bills, loan payments, and more.
Use credit card rewards for a future vacation
Use your credit cards to shop for the holidays and redeem the rewards points for future travel! Credit card rewards points can be used for plane tickets, hotel rooms, and more.
The holidays can be stressful, but they don’t have to be expensive. Click here to learn more about the rewards available via TruMark Financial. Click here to learn more about TruMark Financial’s Rewards Visa® credit card.
