How should I fund my holiday shopping?

Q: Help! I’m fretting over holiday expenses. How am I going to pay for everything? A: Relax! You can keep your budget and your sanity, too. Take...

How to get by in an emergency: Personal loan or credit card?

Unexpected expenses are, by nature, unplanned…and costly. While it’s best to have a rainy-day fund, for many this is just a dream. If you’re unsure...

The dos and don’ts of credit repair

If you’ve recently been rejected from a credit application of any kind, you may be looking at a poor credit score for any number of...