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Low monthly payments leading to full ownership of your vehicle

At TruMark Financial, low-rate loans are available for cars, light trucks, vans, and sport-utility vehicles. TruMark Financial offers:

  • No payment for two months**
  • Low-cost GAP insurance – pay only $350
  • Up to 135% financing – borrow the full amount of bill of sale, including tax, title, tag, and any loan balance on your trade-in
  • Up to 135% financing – borrow the NADA average retail price your used vehicle purchase, including tax, title, and tag 
  • Free pre-approvals, so you know what you can afford before you go car shopping
  • Financing for boats, motorcycles, and RVs also available

TruMark Financial’s car buying service powered by TrueCar

Finding a new or used car is simple with TruMark Financial’s Car Buying Service powered by TrueCar.

  • See what others paid for the car you want 
  • Get a member guaranteed savings certificate that could save you thousands off MSRP***
  • Save time and money when you work with a program certified dealer
  • And more

Auto Drafts

Before you visit a dealer, contact TruMark Financial for an auto draft. If you qualify, TruMark Financial will give you a cashier's check up to your pre-approval amount. When you visit a dealer with a check in-hand, you'll be in a better position to negotiate.

Additional services††

  • Guaranteed Asset Protection - TruMark Financial GAP is available for $350, which can be rolled into your monthly payment and paid over time (interest will accrue on this amount). If your car is stolen or totaled in an accident, GAP insurance covers the difference between what your insurance company pays and the outstanding balance on your loan. If your vehicle is a total loss, you are also eligible for up to $1,000 towards your insurance deductible and $2,500 toward the down payment of a new vehicle, if financed through TruMark Financial.
  • Loan payment protection - helps you and your family in the event of member loss of life, disability, and involuntary unemployment

Auto insurance††

For a free no obligation quote on auto insurance click here.

*Annual Percentage Rate (APR) is accurate as of 6/1/16 and subject to change. APR may be as low as 2.19% or as high as 6.59%. Rates will depend on individual’s credit, as well as amount financed, loan-to-value (LTV) ratio, and other vehicle characteristics (such as age of vehicle). Maximum loan to value ratio for an individual with exceptional credit is 135%. Additional terms and conditions may apply. Rates shown include a 0.25% discount for loan payment via automatic funds transfer from a TruMark Financial checking account. APR shown is based on a 60-month loan, a loan amount of $25,000, a loan-to-value of 100%, and exceptional credit history. Payment example: For a 60-month loan in the amount of $25,000 with an APR of 2.19%, the minimum payment is $440.28. This example does not include any additional service charges or insurance. Other rates and terms may be available. Rates subject to change at any time. All loans subject to approval. **Payments can be made during the two month deferral period. During the two month payment deferral, interest will accrue and may extend the original term of the loan. Offer does not apply to refinancing auto loans currently with TruMark Financial or indirect lending relationships. Offer is subject to change without notice. ***Between 4/1/14 and 6/30/14, the average estimated savings off MSRP presented by TrueCar Certified Dealers to users of TrueCar powered websites, based on users who configured virtual vehicles and subsequently purchased a new vehicle of the same make and model listed on the certificate from Certified Dealers, was $3,221, including applicable vehicle specific manufacturer incentives. Your actual savings may vary based on multiple factors including the vehicle you select, region, dealer, and applicable vehicle specific manufacturer incentives which are subject to change. The Manufacturer's Suggested Retail Price ("MSRP") is determined by the manufacturer, and may not reflect the price at which vehicles are generally sold in the dealer's trade area as not all vehicles are sold at MSRP. Each dealer sets its own pricing. Your actual purchase price is negotiated between you and the dealer. TrueCar does not sell or lease motor vehicles. †Subject to credit approval. Only available in Pennsylvania and New Jersey. Other restrictions may apply. ††GAP insurance, loan payment protection products, life insurance, and accidental death & dismemberment insurance are offered through CUNA Mutual Group. Products offered through CUNA Mutual Group are not NCUA/NCUSIF or otherwise federally insured. These products are not guarantees or obligations of the credit union. TruMark Financial Credit Union has contracted with CUNA Mutual Group to make insurance products and services available to credit union members. All representatives are registered through CUNA Mutual Group. A decision to purchase insurance coverage does not affect the cost or availability of any extension of credit. GAP insurance coverage is limited to 125% of the NADA value of the vehicle. Vehicle, home, property, renter’s, personal liability, and business insurance is provided by Insurance Services at TruMark Financial, LLC, an affiliate of TruMark Financial Credit Union. Products offered through Insurance Services at TruMark Financial, LLC are not NCUA/NCUSIF or otherwise federally insured. These products are not guarantees or obligations of the credit union. Any insurance required as a condition of an extension of credit by TruMark Financial need not be purchased from Insurance Services at TruMark Financial, LLC and may be purchased from an agent or an insurance company of the member's choice. Insurance Services at TruMark Financial, LLC, is a limited liability company. Business conducted with Insurance Services at TruMark Financial, LLC is separate and distinct from any business conducted with TruMark Financial.