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What is Guided Wealth Advising?
Guided Wealth Advising uses the intelligence of an online portfolio manager combined with personal assistance and support from a wealth advisor.
A Smart Investment Option
Guided Wealth Portfolio (GWP) is a sensible investment solution to consider, whether you’re just getting started or have been saving for a while. Our GWP tool uses proprietary software to develop a personalized investing plan that will help you pursue your long-term financial goals. You’ll enjoy the ease and convenience of online account opening and management with phone support from our financial consultants who are available to answer your investment questions.
You don’t have to be wealthy to get started! Your personal investing plan is free—just provide some information about yourself (age, risk tolerance, etc.) to see what Guided Wealth Advising with GWP recommends. If you are 68 or younger and have at least $5,000 ready to invest for your retirement, you can choose to enroll in GWP. We’ll implement your personal investment plan for less than you’d pay for traditional advisory services.
And if you ever have any questions, we’re only a phone call away!
How Guided Wealth Advising with GWP Works
1. Enter Your Information
To get started, we’ll need some information about you: your age, risk tolerance, current investments and savings.
2. Review Your Personalized Investing Plan
After you enter your information and connect your existing investment accounts, we’ll provide you with a financial road map tailored for your specific situation. You’ll see recommendations demonstrating how your portfolio can potentially be improved by using the Guided Wealth Portfolio. This road map is free and remains available to you for 45 days.
3. Implement Your Plan
If you decide to enroll in the managed service and let us implement your road map, GWP will administer your account using our customized investing process. It is an affordable way to minimize fees, potentially reduce taxes, and help you pursue your financial goals.
Why Choose Guided Wealth Advising with GWP?
Lower fees than traditional advising services
Automatic account diversification and rebalancing
Tailored to your age, risk tolerance and portfolio size
Looks for ways to reduce taxes
Low minimums (just $5,000 to start)
Appropriate for investors age 68 or younger
24/7 online access to your account
Guided Wealth Portfolios is a centrally managed, algorithm-based, investment program sponsored by LPL Financial LLC (LPL). Guided Wealth Portfolios uses proprietary, automated, computer algorithms of FutureAdvisor to generate investment recommendations based upon model portfolios constructed by LPL. FutureAdvisor and LPL are non-affiliated entities. If you are receiving advisory services in Guided Wealth Portfolios from a separately registered investment advisor firm other than LPL or FutureAdvisor, LPL and FutureAdvisor are not affiliates of such advisor. Both LPL and FutureAdvisor are investment advisors registered with the U.S. Securities and Exchange Commission, and LPL is also a Member FINRA/SIPC.
All investing involves risk including loss of principal. No strategy assures success or protects against loss. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.
References to tax strategies that the Guided Wealth Portfolios service investment management considers in managing accounts should not be confused with tax advice. LPL Financial does not provide tax advice. Clients should consult with their personal tax advisors regarding the tax consequences of investing.
*Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker/dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. TruMark Financial Credit Union and TruMark Financial Wealth Advisors are not registered as a broker/dealer or investment advisor. Registered representatives of LPL offer products and services using the name TruMark Financial Wealth Advisors, and may also be employees of TruMark Financial Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from and not affiliates of TruMark Financial Credit Union or TruMark Financial Wealth Advisors. The TruMark Financial Wealth Advisors site is designed for U.S. residents only. The services offered within this site are offered exclusively through our U.S. registered representatives. LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: AZ, CT, DE, FL, MD, MA, MI, NH, NJ, NY, NC, OH, PA, SC, TX, VA and WI. Securities and insurance offered through LPL or its affiliates are:
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