HELoC Select offers convenience and flexibility

TruMark Financial’s HELoC Select allows you to choose when you want to borrow and how to pay it back. It starts as a line of credit and then allows you to switch all or part of the balance to a fixed rate at any time, giving you a manageable payment (see “Lock-in your rate” tab below for details). Whether you need funds for home improvements, consolidating debt, paying for education expenses, or taking a vacation, you’ll enjoy the convenience of choosing a payment option to meet your needs.

Additional benefits include:

  • Access your money as needed or use it all at once
  • Borrow up to 90% of your home’s value
  • Write checks directly from your home equity line of credit
  • Receive 20 free checks with the ability to reorder more
  • Borrow at a lower rate than most unsecured consumer loans
  • Make payments via automatic transfer, Account Management by Phone, online banking, the mail, the Member Service Center, or any branch location
  • Pay off the line early without penalty
  • No inactivity fee
  • No annual fee