FICO® Score – a valuable benefit for credit cardholders

What is a FICO® Score?

A FICO® Score is a three-digit number calculated from the credit information on your credit report at a consumer reporting agency at a particular point in time. It summarizes information in your credit report into a single number that lenders can use to assess your credit risk quickly, consistently, objectively and fairly. Lenders use the FICO® Score to estimate your credit risk – how likely you are to pay your credit obligations as agreed. It helps you obtain credit based on your actual borrowing and repayment history, without consideration of prohibited types of information such as race or religion..

Free access to your FICO® Score?

If you have a TruMark Financial Visa® credit card, the credit union provides FICO® Scores based on information from your TransUnion credit report on your e-Statements so you can stay on top of your financial health. Providing your FICO® Score will never impact the score.